Information on a range of government supported programs to help those dealing with the financial burden this disease presents can be found in this document - Living with Diabetes.
Alternatively, here is a list of links to many of the programs currently available to those who have or are caring for someone with type 1 diabetes.
If you have a long-term physical disability, you can get help paying for equipment and supplies when you qualify for the Assistive Devices Program.
OHIP+ provides more than 4,400 drug products at no cost for anyone age 24 years or younger who is not covered by a private plan. Coverage is automatic, you just need a valid health card and eligible prescription.
The disability tax credit (DTC) is a non-refundable $1,500 tax credit that helps persons with disabilities or severe and prolonged impairment requiring life-sustaining therapy, including Type 1 Diabetes, reduce the amount of income tax they may have to pay. You will need to have your doctor sign off on Form T2201, Disability Tax Credit Certificate to qualify.
A Registered Disability Savings Plan (RDSP) is a special program that helps Canadians with disabilities and their families save for long-term financial needs, such as future medical and living costs. Like an RESP, investment income is tax-deferred and you may be eligible for tax-deferred growth, no annual contribution limit, and government assistance. Depending on your family’s net income and the amount contributed, an RDSP is eligible for the Canada Disability Savings Grant (CDSG). RDSPs may also be eligible for the Canada Disability Savings Bond (CDSB), which pays up to $1,000 per year.
The child disability benefit (CDB) is a tax-free benefit of up to $2,730 per year ($227.50 per month) for families who care for a child under age 18 with a severe and prolonged impairment in physical or mental functions. A child is eligible for the disability tax credit when a medical practitioner certifies, on Form T2201, Disability Tax Credit Certificate, also used to apply for the DTC, that the child has a severe and prolonged impairment in physical or mental functions, and the Canada Revenue Agency (CRA) approves the form. Families who are eligible for the CCB for a child will receive the CDB only if the child is also eligible for the disability tax credit.
This program provides financial support for low- to moderate-income families to cover some of the extra costs of caring for a child who has a severe disability. Depending on the income and size of the family, the program may provide between $25 and $470 a month to help with costs.
A new Ministry of Education policy, effective September 2018, will require school boards to educate staff and ensure that care plans are developed for students with potentially life-threatening medical conditions- an important first step to keeping children and youth with diabetes safe at school. You can find great resources to help keep kids safe at school for parents and staff on the Diabetes at School website.
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